In a nutshell, you find the house you want to live in.  We buy it, and you move right in.  Each month you pay rent plus an additional amount that will be returned to you at the end of the term as part of your down payment.  All contracts are signed prior to purchase so there are no surprises.  After a specified term, when you have built up enough of a down payment and you can qualify for a mortgage, the house is transferred to you!

How much of a down payment do we need?

     It all depends on the purchase price of the home you've selected and how much you cam afford to pay on a monthly basis.    We will calculate how much you need to put down and how much you'll need to pay monthly to build up your down payment in order to have the house transferred to you at the end of the term.

My credit is bad - can I still qualify?

     We will help you work to repair your credit to ensure a smooth transition when it's time for you to take over the house.